Blog

Family Floater vs Individual Policy: Which One Is Better in 2025 and Beyond 
Family floater and individual health insurance policies offer different benefits based on your family’s needs and budget. Understanding their differences helps you choose the right coverage for long-term financial security as healthcare costs rise.
30.01.26 11:00 AM - Comment(s)
Claim Settlement Ratio vs Incurred Claim Ratio: Both Matter When Buying an Insurance Policy
Claim Settlement Ratio (CSR) and Incurred Claim Ratio (ICR) together indicate an insurer’s reliability and financial strength. CSR shows claim settlement efficiency, while ICR reflects how well claims are managed against premiums. Considering both helps make informed insurance decisions.
23.01.26 11:00 AM - Comment(s)
The Rule of 72: How to Quickly Calculate When Your Investment Will Double
The Rule of 72 is a simple way to understand the power of compounding by estimating how long your investment will take to double. It turns a complex concept into an easy, practical tool for smarter investing.
16.01.26 05:50 PM - Comment(s)
Super Top-Up Policies: The Mathematical Analysis of When They Make Financial Sense
Super top-up health insurance can significantly enhance coverage at lower cost. This article explains when it makes financial sense.
09.01.26 01:04 PM - Comment(s)
The Psychology of Panic Selling and How to Train Your Brain Against It
Market volatility often triggers panic selling driven by fear and cognitive biases. This article explains the psychology behind it and outlines practical strategies to stay disciplined and build long-term wealth.
03.01.26 12:00 PM - Comment(s)
Half-yearly Financial Health Check: The 5-Steps Assessment That Can Change Everything
A half-yearly financial check helps you spot gaps, adjust your budget, review investments, and stay on track with your goals.
19.12.25 11:49 AM - Comment(s)
The Impact of Rising Healthcare Costs in India and How Health Insurance Can Help
Healthcare costs are rising sharply in India. Health insurance now plays a vital role in protecting families from sudden medical expenses.
06.12.25 08:00 AM - Comment(s)
How to Save Tax in India: An Employee’s Handbook
Taxation can be complex, but understanding how to optimise your tax liability is important if you wish to retain more of your hard-earned income.
08.10.25 09:30 AM - Comment(s)
Does Your Current Age Allow You to Invest in Alternative Investment Funds?
Over the years, Alternative Investment Funds, also known as AIFs, have become a nuanced investment option for investors who wish to invest beyond traditional market options.
04.10.25 01:50 PM - Comment(s)
Sustainable Investing: Aligning Your Portfolio with Your Values
Is your investment building the future you want to see? This question is becoming increasingly common among investors. This is the concept of sustainable investing.
01.09.25 03:54 PM - Comment(s)