Blog categorized as Personal Finance Gyan

Estate Planning in 2025 in India: What you need to know

With increased accessibility investments and improvement in financial literacy, many individuals are paying attention to after-life management of their wealth, aka estate planning. Estate planning is the process of arranging for the management and disposal of your estate during your lifetime and aft...

19.07.25 01:49 PM - Comment(s)
How to Save Tax in India: A Self-employed’s Handbook 

The tax season is here, and with that comes the process of making last-minute tax-saving investments (we believe this should be done at the beginning of the financial year rather than at the end). While you may know how employees can save on taxes by claiming various deductions, how can the self-emp...

14.05.25 02:44 PM - Comment(s)
The Role of Risk and Return in the Efficient Frontier: Finding Your Ideal Investment Balance  

Investing is all about finding the right balance between risk and return. While high-risk investments might offer attractive rewards, they also come with the chance of bigger losses. On the other hand, low-risk options provide safety but may yield smaller returns.This delicate trade-off is where the...

31.03.25 02:42 PM - Comment(s)
The Road to Retirement: How to Strategically Invest for Long-Term Wealth Accumulation 

A Chinese proverb says, "The best time to plant a tree was 20 years ago. The second best time is now." This reminds us that planning for retirement may feel far off, but starting early is key to building lasting wealth. Retirement isn’t just about saving—it’s about smart investing to secur...

31.03.25 02:32 PM - Comment(s)
Investing in PMS: Looking Beyond Mutual Funds as an Investor 

Mutual funds offer diversification, expert management, and attractive returns in the long run to investors, making them a popular investment choice in India. While mutual funds suit investors of all sizes, if you have a large investment portfolio, looking beyond mutual funds can prove beneficial for...

31.03.25 02:08 PM - Comment(s)