Blog tagged as Personal Finance

The Only 3 Financial Ratios You Need to Evaluate Your Financial Health 
Three key ratios—the Savings Rate, Emergency Fund Ratio, and Debt-to-Income Ratio—offer a simple yet powerful way to assess your financial health. Tracking these helps you understand your stability, readiness for emergencies, and overall financial independence.
06.03.26 11:00 AM - Comment(s)
How to Navigate Taxation Changes in FY 2025-26 in India 
With the start of FY 2025–26, new tax changes announced by the Finance Minister may impact taxpayers across income levels. Understanding these updates early can help you plan and optimise your taxes effectively.
06.02.26 11:00 AM - Comment(s)
Family Floater vs Individual Policy: Which One Is Better in 2025 and Beyond 
Family floater and individual health insurance policies offer different benefits based on your family’s needs and budget. Understanding their differences helps you choose the right coverage for long-term financial security as healthcare costs rise.
30.01.26 11:00 AM - Comment(s)
Claim Settlement Ratio vs Incurred Claim Ratio: Both Matter When Buying an Insurance Policy
Claim Settlement Ratio (CSR) and Incurred Claim Ratio (ICR) together indicate an insurer’s reliability and financial strength. CSR shows claim settlement efficiency, while ICR reflects how well claims are managed against premiums. Considering both helps make informed insurance decisions.
23.01.26 11:00 AM - Comment(s)