Blog categorized as Health and Life Insurance

Family Floater vs Individual Policy: Which One Is Better in 2025 and Beyond 
Family floater and individual health insurance policies offer different benefits based on your family’s needs and budget. Understanding their differences helps you choose the right coverage for long-term financial security as healthcare costs rise.
30.01.26 11:00 AM - Comment(s)
Claim Settlement Ratio vs Incurred Claim Ratio: Both Matter When Buying an Insurance Policy
Claim Settlement Ratio (CSR) and Incurred Claim Ratio (ICR) together indicate an insurer’s reliability and financial strength. CSR shows claim settlement efficiency, while ICR reflects how well claims are managed against premiums. Considering both helps make informed insurance decisions.
23.01.26 11:00 AM - Comment(s)
Half-yearly Financial Health Check: The 5-Steps Assessment That Can Change Everything
A half-yearly financial check helps you spot gaps, adjust your budget, review investments, and stay on track with your goals.
19.12.25 11:49 AM - Comment(s)
The Impact of Rising Healthcare Costs in India and How Health Insurance Can Help
Healthcare costs are rising sharply in India. Health insurance now plays a vital role in protecting families from sudden medical expenses.
06.12.25 08:00 AM - Comment(s)
How to Select the Most Suitable Term Insurance Policy as Per Your Needs
Term insurance is the purest form of life insurance. It offers affordable protection that provides a substantial death benefit to your family if you’re no longer around.
11.08.25 11:44 AM - Comment(s)